Each month or quarter, I am inundated by offers for services by my bank, other competing banks, insurance companies, etc.. When our house insurance came up for renewal this month, the insurance company wanted more than 100 pounds more than they did the year before. I found a much more competitive introductory offer by our … Continue reading Saving £100 on home insurance but saying no to 0%-balance transfers. Why is it different?
The very first month I tried to increase our savings, I failed. Only one week in, I freaked out about the growing overdraft in one of our bank accounts and the pending cash I would have to transfer out of it for business expenses. As a result, I took the 20% of our monthly income … Continue reading The first-month savings failure
Yesterday I saved 2500 pounds by making a phone call to a department store that also runs a bank. It’s the place known in the U.K. for its affordable underwear and “covetable cashmere.” I re-read this sentence a number of times after I wrote it thinking it might be the first sentence of a dystopian … Continue reading Refinancing on the High Street