What I was really hoping to write about this month is how we went from negative net worth to positive net worth. Instead, what I am going to write about is how we are slashing our expenses so that we can hoard cash and try to aggressively pay off debt thanks to coronavirus. The idea … Continue reading Coronavirus Budget Hack
This post doesn’t contain affiliate links. All links are to be helpful. If you have been following me, you know that I am constantly confused about whether I should be not buying things or buying things that last. A couple of people that I follow in the FIRE movement have clothing shopping bans. My best … Continue reading My ~500 pound new luxury wardrobe
According to the Tate, For centuries artists used different shades (tones) of brown or black ink to create monochrome pictures on paper. The ink would simply be more or less diluted to achieve the required shades. Shades of grey oil paint were used to create monochrome paintings, a technique known as grisaille, from the French … Continue reading Monochrome Dressing
Living in a country where your parents do not live is expensive. When both you and your spouse have parents in different continents, and neither lives where you live, it is even more expensive. I was recently at a work conference and was chatting to my taxi driver on the way to the airport. We … Continue reading Family Overseas
There is an interesting discussion on one of the online personal finance groups that I am on about Gen Xers and how we are, as someone said, the “sandwich” generation: stuck between two much larger pieces of bread. The term GenX was popularized by a Canadian writer and artist Douglas Coupland. His book (and his … Continue reading Financial independence is not about the money
Each month or quarter, I am inundated by offers for services by my bank, other competing banks, insurance companies, etc.. When our house insurance came up for renewal this month, the insurance company wanted more than 100 pounds more than they did the year before. I found a much more competitive introductory offer by our … Continue reading Saving £100 on home insurance but saying no to 0%-balance transfers. Why is it different?
I recently put up some photos about my bathroom revamp. I thought that I would show you what I am doing with my living-room also. There are a lot of challenges that I have with our furniture. Most of them boil down to the fact that almost everything that we have was given to us, … Continue reading Living-room refresh