Each month or quarter, I am inundated by offers for services by my bank, other competing banks, insurance companies, etc.. When our house insurance came up for renewal this month, the insurance company wanted more than 100 pounds more than they did the year before. I found a much more competitive introductory offer by our … Continue reading Saving £100 on home insurance but saying no to 0%-balance transfers. Why is it different?
Is the up-coming recession an item in your worry-journal? I’ve been thinking about and reading about things to do to secure ourselves from the economic shocks that (may be) on the horizon. Of course, everyone in the U.S. is talking about the inverted yield-curve, but don’t forget, even though the British public is taking vacation from … Continue reading Recession Planning Woes
Hello from Canada! We are in the middle of a fam-cation. One of the things about living far away from our parents is that most of our vacations turn into visiting the fam-cations. Sitting in my parents’ basement allowed me to spend some time doing something that I have been meaning to do: put together … Continue reading Budget Tracking with my Bullet Journal
I just spent the last two weeks in what was a relatively intensive work period. I learned a number of things about myself during this period. First, I learned that I am often much harder on myself about things than other people are (although I also learned that you can’t please everyone and sometimes I … Continue reading Financial Independence with an Open Heart?
I’ve been on a bit of a shopping hiatus. While I haven’t done anything like a “no buying month” or “no buying year” formally, I am very much trying to reduce what I consume. One thing that I have had to consume, however, since starting my new job is health related purchases. Without going into … Continue reading Buying Quality or Overspending?
I must say that one of the motivations for me to not buy new clothes is that I would really just like to fit into the ones I already have. The last 2 years, since we moved from semi-disclosed European country on the continent to the U.K. has grown me in ways that aren’t ideal … Continue reading Instead of having a regiment, practice self-care
We found our (my?) dreamhouse this weekend. We went to go look at it, decided we could both live in it, figured that it was a good investment, crunched the numbers, and then had to let it go. It would be doable but just too tight. I looked online today and saw it was sold. … Continue reading The (un)successful house bid
So remember when I told you before that we are looking up and down the Greater Anglia line in search of the perfect abode? This morning, we are going to travel to the picturesque town of Dedham in an Area of Natural Outstanding Beauty (yes the British do declare parts of the Island particularly outstanding) … Continue reading Upgrading and downsizing at the same time?
So the last few weeks, I have been in said semi-undisclosed country for work and now, I am back in the U.K. Funny thing that happened, I forgot my PIN number for my debit card in said country, so I wasn’t able to take out any cash other than on my UK credit card, which … Continue reading Can not using cash mean smarter savings?
The very first month I tried to increase our savings, I failed. Only one week in, I freaked out about the growing overdraft in one of our bank accounts and the pending cash I would have to transfer out of it for business expenses. As a result, I took the 20% of our monthly income … Continue reading The first-month savings failure