Saving £100 on home insurance but saying no to 0%-balance transfers. Why is it different?

Each month or quarter, I am inundated by offers for services by my bank, other competing banks, insurance companies, etc.. When our house insurance came up for renewal this month, the insurance company wanted more than 100 pounds more than they did the year before. I found a much more competitive introductory offer by our … Continue reading Saving £100 on home insurance but saying no to 0%-balance transfers. Why is it different?

Saving more than you think you can – The Sabbath Round-up and monthly austerity cycles

After reading one of Frugalwood’s case study, where the couple made less money than we did and yet, managed to save a lot more than we did, I decided to implement a drastic (for us) austerity plan of saving 20% of our income this month and implementing a Sabbath round up (explained below).  We also … Continue reading Saving more than you think you can – The Sabbath Round-up and monthly austerity cycles